Tuesday, October 09, 2007

Mo Money... I wish.

I've been a little stressed out lately, what with being a newly full-time parent. Nick's had some problems with some school bullies, and he is wanting to see a therapist (this is a good thing, but still stressful.) We're stuck playing a waiting game as far as getting him health insurance, and in the mean time we're paying out of pocket for his visits. We're by no means in dire straights, but we ARE more strapped than usual, and the radiator just happened to go out in our van, which was $900 worth of unforseen expenditure. Unpleasant, but not a huge problem. We just had to wait 9 days until payday to get the work done, so I've been carting Nick to school and myself to work on the motorcycle. Fortunately it is no longer in the triple digits, and the bike has been fairly nice.
Well, payday rolls around and SURPRISE the IRS seized most of my last check for back taxes. I was not informed about this until I saw the small paycheck deposit in my account. Apparently my employer has had the paperwork for a few months, but didn't tell me, and then they had an impending deadline so they took all but 300 dollars of my check. Ouch. Fortunately, I was able to take an advance on my Science Club pay to pay for the van repairs, but that means smaller checks for the next several months.
Anyhow, as I said, we're not about to get evicted or anything, but it is a bit stressful spending all this extra money. I am still paying Nick's mom $400 a month in support to pay off back support I owe her, and once that is caught up in December things will be a little easier, but the real issue is not having Nick insured. Dr. and therapist appointments are going to cost approx. $600 a month from now until we get him on Erin's plan, and we can't do that until January unless the AG in Texas writes new orders saying we HAVE to insure him. As soon as we can get that, we'll be able to have the insurance pay for N's appointments and meds.
So anyway, stress galore, and I was in need of some relief. It's a known fact (known to Erin and I anyway) that I go kind of nuts unless I get some good quality outside time every six months or so, and until this weekend, I hadn't been fishing since last summer. So we packed up the van and made the 4 hr. drive to the Sierras this weekend for a last effort to catch some fish before it freezes for the winter.
All said and done we saw beautiful Autumn colors, I caught a few fish, and I remembered how totally awesome Fall in the mountains is. It was a rejuvenating trip, and just what I needed.
Now I'm half way through the week and feeling pretty good.
Oh, I almost forgot the good news. I applied for a doctoral program a few weeks ago, and I got my acceptance notice today. WOOHOO!
I'm too excited to worry about the fact that in addition to my regular job of teaching 7 hours a day and the demands of going back to school, I still have:

1. Three days of after-school programs to coordinate each week
2. to plan and implement the Professional Development day for all three of our campuses for both this Fall and Spring
3. to coordinate our video-exchange programs grades 2-4 with 4 other campuses world-wide by December

3 comments:

k said...

Elaine snaps her paddle in half and hands it to Tyson... apparently, we are in the same boat. With two cases of strep, 2 cases of pneumonia, a broken foot, and that stupid thumb thing -- not to mention 5 rounds of antibiotics between 3 people... money is tight. And that is just the tip of the financial iceberg at our house. My sick leave is dangerously low for this early in the year. Stress abounds.

Congrats on the doctoral program. Watcha goin' for? What university? When do you begin? At least while you are in the program, your student loans will be deferred -- you know, one less thing!

Anonymous said...

We're STILL recovering from my "brief run-in with unemployment" a few months back and do not anticipate being fully back on track until March. Luckily for me, J is like a Zen master when it comes to making financial plans, house-building plans, etc., and so if he says we'll be right as rain by March, then by God, financial security by March it will be. I'm pretty sure he consults some sort of super-secret astrological chart and practices dark voodoo magic...

I wish I had some dark voodoo magic to conjure up on the piece of shit bullies who are wreaking havoc on Nick.

Hang in there, Dad.

Brannon said...

Shame on me, for not even knowing you had completed a Masters.